BTC Bank offers a complete range of products. We'll work with you personally to select the right account for you.

Regular Checking

• A minimum balance of $100 is required to open an account
• If the account falls below $300 any day of the statement cycle a $3 fee will apply (fee does not apply to students, customers 65 years and older and BTC Banner Club members).
• Free Online Banking
• Check Printing: Cost depends on style of check ordered

Now Checking

• Interest Bearing Account
• A minimum balance of $1,000 is required to open account
• If the account falls below $1,000 any day of the statement cycle a $5 fee will apply.
• Free Debit/ATM card
• Free Online Banking
• Limits: Unlimited checks
• Check Printing: Cost depends on style of check ordered

HIFI/Money Market Checking

• Interest Bearing Account
• Minimum balance to open account $2,500
• If the account falls below $1,000 any day of the statement cycle a $5 fee will apply.
• Free Online Banking
• Limited to 6 withdrawals per month.  Only 3 may be by check or payment/transfer to a third party.  Unlimited in-bank withdrawals or transfers.
• Check Printing: Cost depends on style of check ordered

Gold Key Checking

• Minimum balance to open account $100
• Fees: $6 monthly service charge. Plus $0.20 per check over 30 checks per month
• Check printing: Free Gold Key wallet/duplicate style checks
• Bonus: No charge for money orders, cashier's checks, and $5 discount on safety deposit
  box rental
• Everyday rebate awards and get up and go travel advantage
• $10,000 Accidental Death and Dismemberment Insurance
  • *Additional $10K for $1.00
  • *Additional $20K for $2.00
  • *Children $1.5K for $.50
• Free Debit/ATM card
• Free Online Banking
  
• Free check printing (both wallet and duplicate)