Checking & Savings Account Rates
Account	Minimum Balance to Open Account	Interest Rate	Annual Percentage Yield (APY)
*NOW Account	$1,000	.75	.75
**HIFI/Money Market	$2,500	1.24	1.25
Savings Account	$100	1.00	1.00

Information current as of: 03/21/08

*A balance of $1000 must be maintained to avoid service charge
** If balance drops below $1,000, the interest rate will change to the NOW Account rate.

Fees may reduce annual earnings.