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Personal Accounts & Services

Checking

BTC BANK offers a complete range of products. We'll work with you personally to select the right account for you.

REGULAR CHECKING

  • Minimum balance to open account $100
  • Minimum balance of $300 to waive fee
  • Free Online Banking
  • Free Debit/ATM card
  • Check Printing: Cost depends on style of check ordered

NOW CHECKING

  • Interest Bearing Account
  • Minimum balance to open account $1,000
  • Minimum balance of $1,000 to waive fee
  • Free Debit/ATM card
  • Free Online Banking
  • Limits: Unlimited checks
  • Check printing: Cost depends on style of check ordered

HIFI/MONEY MARKET CHECKING

  • Interest Bearing Account
  • Minimum balance to open account $2,500
  • Minimum balance of $1,000 to waive fee
  • Free Debit/ATM card
  • Free Online Banking
  • Limits: Limited to 6 withdrawals per month - only 3 by check
  • Check printing: Cost depends on style of check ordered

GOLD KEY CHECKING

  • Minimum balance to open account $100
  • Fees: $6 monthly service charge. Plus $0.20 per check over 30 checks per month
  • Check printing: Free Gold Key wallet style checks
  • Bonus: No charge for money orders, cashier's checks, travelers checks, and $5 discount on safety deposit box rental
  • Everyday rebate awards and get up and go travel advantage
  • $10,000 Accidental Death & Dismemberment Insurance, Additional $10,000 for $1.00, additional $20,000 for $2.00, and children $1,500 for $.50
  • Free Debit/ATM card
  • Free Online Banking

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