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Certificates of Deposit & IRA's
If you want a guaranteed return on your money and can deposit it for a specific period of time, our BTC BANK Certificates of Deposit should be your choice. You choose the amount you wish to invest and the length of time to maturity - from 91 days to 5 years. We offer competitive rates. The interest rate you earn depends on the length of the term. Early Withdrawal Penalty will apply. For current rates and terms for Certificates of Deposit, please visit one of our five locations.
Individual Retirement Accounts (IRA'S)
No matter what your age, you may be looking forward to retiring someday. When that day arrives, you need to make certain that you have sufficient money saved to meet your everyday needs. Your goals, plans, and timeframe make a difference in choosing the retirement solution that's best for you.
- A tax-deductible, tax-deferred Traditional IRA
- A contributory Roth IRA offering tax-free growth of investment earnings
- A Roth Conversion IRA to take advantage of tax-free growth of investment earnings
- An IRA rollover for distribution from employer-qualified retirement plans
- Transfers of an existing IRA to another IRA
For current rates and terms of IRA's, please visit one of our five locations.
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